The Medicaid Income Limit is the most important criteria for deciding whether you qualify for Medicaid in your state. In this post, we are going to explain in detail the Alabama Medicaid Income Limits for 2023.
Based on this information, you will be able to determine whether your income qualifies you for Alabama Medicaid or not.
However, before we get into details about the income limit, we will first explain the Medicaid program in Alabama and how it works.
Next, we will discuss who is eligible for Medicaid, including how eligibility works for various categories, including Children, Pregnant Women, and Adults.
What is Medicaid?
Medicaid is a federal and state health insurance program for people with a low income.
It provides free or low-cost health coverage to millions of Americans, including families and children, pregnant women, the elderly, and people with disabilities.
The Children’s Health Insurance Program (CHIP) offers health coverage to children in families with incomes too high to qualify for Medicaid, but who can’t afford private coverage.
How Many People Are on Medicaid?
According to the Centers for Medicare & Medicaid Services, as of February 2023, here are the number of people enrolled in Medicaid and Chip in the entire United States:
- 93,373,794 individuals were enrolled in Medicaid and CHIP
- 86,174,094 individuals were enrolled in Medicaid
- 7,199,700 individuals were enrolled in CHIP
The Alabama Medicaid program provides medical coverage to low-income individuals and families.
As of 2023, the program, along with the Children’s Health Insurance Program (CHIP) covered 1.1 million people.
This includes 783,449 children as shown by the image below.
Medicaid services in Alabama are administered by the Alabama Medicaid Agency.
Who Can Get Medicaid in Alabama?
You should apply for Medicaid if your income is low and you match one of the descriptions below:
- You think you are pregnant
- The parent or caretaker of a child and/or teenager under the age of 19.
- You are a child or teenager age 18 or under.
- An adult age 65 or older.
- You are legally blind.
- Living with a disability or disabled.
- You are in need of nursing home care.
Alabama Medicaid Income Limit
The Alabama Medicaid Income Limit is calculated as a percentage of the Federal Poverty Line.
To qualify, you must meet the Alabama Medicaid Income limits listed below.
Here is the Federal Poverty Level (FPL) for 2023 (monthly income).
|2023 Federal Poverty Levels for the 48 Contiguous States & D.C.|
|Household Size||Poverty Guideline for 48 States & DC||Alaska||Hawaii|
Additionally, to be eligible for Medicaid, you cannot make more than the income guidelines outlined below:
- Children up to age 1 with family income up to 146 percent of FPL
- Any child age 1-5 with a family income up to 146 percent of FPL
- Children ages 6- 18 with family income up to 146 percent of FPL
- CHIP for children with family income up to 317 percent of FPL
- Pregnant women with family income up to 146 percent of FPL
- Parents of minor children with family income up to 18 percent of FPL
- Individuals who are elderly, blind, and disabled with family income up to 74% of the FPL
Alabama Medicaid Income Limit Charts
The Alabama Medicaid eligibility income limit charts are divided by groups.
For example, the first chart is focused on income limits for children who qualify for Medicaid.
Similarly, the second chart below focuses on the Medicaid income limits for adults in Alabama who qualify for Medicaid.
Alabama Medicaid Income Limit for Children
Below is the monthly income limit for children by age category.
Find the age category your child falls into and you will see the income limit by household size.
|Alabama Medicaid Income Limit – Children|
|Children Medicaid Ages 0-1||Children Medicaid Ages 1-5||Children Medicaid Ages 6-18||Children Separate CHIP|
Next is the income limit for adults by category. Find the category you fall into and you will see the income limit by household size.
Alabama has not expanded Medicaid to include adults without dependents.
Therefore, adults without dependents do not qualify for Medicaid in Alabama.
For an update on the Medicaid expansion debate and timeline in Alabama, see our Alabama Medicaid Expansion update below.
Alabama Medicaid Income Limit for Adults
|Alabama Medicaid Income Limit – Adults|
|Pregnant Women Medicaid||Adults (Medicaid) Parent/ Caretaker||Seniors & People w/ Disabilities (Medicaid)||Adults (Medicaid) Expansion to Adults|
How to Read the Alabama Medicaid Income Limits Charts Above
You cannot have an income higher than the Federal Poverty Level percentage described for your group to be eligible for Medicaid.
Similarly, when you identify the income group that applies to you, the income limit you see refers to the maximum level of income you can earn to qualify for benefits.
For example, if you are pregnant, to qualify for Medicaid, you cannot have an income higher than 146% of the Federal Poverty Level – which for a family of two is $2,399 a month as shown in the chart above.
Alabama Medicaid Expansion Update
Alabama has chosen not to expand Medicaid, denying federal funding and leaving hundreds of thousands of residents without affordable healthcare.
Despite Democratic lawmakers’ efforts and support from the Alabama Hospital Association, the state has not embraced expansion.
Approximately 300,000 to 340,000 people would gain eligibility for Medicaid if the expansion were accepted, with 128,000 individuals currently in the coverage gap.
The state has missed out on over $2 billion in federal funds in 2022 alone.
By expanding Medicaid, Alabama could improve healthcare access, reduce the uninsured rate by an estimated 43%, and support struggling hospitals.
How to Apply for Alabama Medicaid
There are 3 ways you can apply for Medicaid in Alabama.
Option 1 – Apply online
You can apply online through the AlabamaCares account (as shown in the image below). If you have an account, you can log in or create your AlabamaCares Account. Click here to be taken to the website.
Option 2 – Apply at Medicaid Agency Office Near You
You can apply in person at the Alabama Medicaid Office Locations near you. Click here to locate a Medicaid Office.
Option 3 – Download Alabama Medicaid Application
You can download an application, complete it, and mail it to your county Medicaid office or submit it in person.
Call your county Medicaid office if one of these methods will not work for you. Click here to locate an Alabama Medicaid Agency office.
Alabama Medicaid Phone Number
Here’s how to contact the Alabama Medicaid Agency:
For General Questions About Medicaid, call Medicaid’s main switchboard at (334) 242-5000 for assistance.
People who are deaf may call for assistance at TTY (800) 253-0799.
For all other phone numbers for the Alabama Medicaid Agency, click here.
Alabama Medicaid Income Limits Summary
We hope this post on Alabama Medicaid Income Limits was helpful to you.
If you have any questions about Medicaid in the state of Alabama, you can ask us in the comments section below.
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Be sure to check out our other articles about Medicaid.