The Medicaid Income Limit is the most important criteria for deciding whether you qualify for Medicaid in your state. In this post, we are going to explain in detail the Connecticut Medicaid Income Limits for 2021. Connecticut’s Medicaid program is called HUSKY Health.
Based on this information, you will be able to determine whether your income qualifies you for Connecticut Medicaid or not.
However, before we get into details about the income limit, we will first explain the Medicaid program in Connecticut and how it works.
Next, we will discuss who is eligible for Medicaid, including how eligibility works for various categories, including Children, Pregnant Women, and Adults.
What is Medicaid?
Medicaid is a federal and state health insurance program for people with a low income.
It provides free or low-cost health coverage to millions of Americans, including families and children, pregnant women, the elderly, and people with disabilities.
The Children’s Health Insurance Program (CHIP) offers health coverage to children in families with incomes too high to qualify for Medicaid, but who can’t afford private coverage.
How Many People are on Medicaid?
According to the Centers for Medicare & Medicaid Services, as of November 2020, here are the number of people enrolled in Medicaid and Chip in the entire United States:
- 78,521,263 individuals were enrolled in Medicaid and CHIP
- 72,204,587 individuals were enrolled in Medicaid
- 6,695,834 individuals were enrolled in CHIP
The Connecticut Medicaid program provides medical coverage to low-income individuals and families.
As of 2020, the program, along with the Children’s Health Insurance Program (CHIP) covered about 917,000 people as shown by the image below.
The Medicaid program in Connecticut is managed by the Connecticut Department of Social Services (CT DSS).
Who Can Get Medicaid in Connecticut?
You should apply for Medicaid if your income is low and you match one of the descriptions below:
- You think you are pregnant
- The parent or caretaker of a child and/or teenager under the age of 19.
- You are a child or teenager age 18 or under.
- An adult age 65 or older.
- You are legally blind.
- Living with a disability or disabled.
- You are in need of nursing home care.
Connecticut Medicaid Income Limit
The Connecticut Medicaid Income Limit is calculated as a percentage of the Federal Poverty Line.
To qualify, you must meet the Connecticut Medicaid Income limits listed below.
Here is the Federal Poverty Level (FPL) for 2021.
|2021 Federal Poverty Levels for the 48 Contiguous States & D.C.|
|Household Size||Poverty Guideline for 48 states & DC||Alaska||Hawaii|
|Over 8 people||add $4,540 for each additional person||$5,680||$5,220|
Additionally, to be eligible for Medicaid, you cannot make more than the income guidelines outlined below:
- Children up to age 1 with family income up to 196 percent of FPL
- Any child age 1-5 with a family income up to 196 percent of FPL
- Children ages 6- 18 with family income up to 196 percent of FPL
- CHIP for children with family income up to 318 percent of FPL
- Pregnant women with family income up to 258 percent of FPL
- Parents of minor children with family income up to 155 percent of FPL
- Individuals who are elderly, blind, and disabled with family income up to 63% of the FPL
- Adults without dependents under Medicaid expansion with income up to 133% of the FPL
Connecticut Medicaid Income Limit Charts
The Connecticut Medicaid eligibility income limit charts are divided by groups.
For example, the first chart is focused on income limits for children who qualify for Medicaid.
Similarly, the second chart below focuses on the Medicaid income limits for adults in Connecticut who qualify for Medicaid.
Connecticut Medicaid Income Limit for Children
Below is the income limit for children by age category. Find the age category your child falls into and you will see the income limit by household size.
|Connecticut Medicaid Income Limit – Children|
|Children Medicaid Ages 0-1||Children Medicaid Ages 1-5||Children Medicaid Ages 6-18||Children Separate CHIP|
Next is the income limit for adults by category. Find the category you fall into and you will see the income limit by household size.
Connecticut has expanded Medicaid to include adults without dependents.
Therefore, adults without dependents can apply for Medicaid in Connecticut.
For an update on the Medicaid expansion debate and timeline in Connecticut, see our Connecticut Expansion update below.
Connecticut Medicaid Income Limit for Adults
|Connecticut Medicaid Income Limit – Adults|
|Pregnant Women Medicaid||Adults (Medicaid) Parent/ Caretaker||Seniors & People w/ Disabilities (Medicaid)||Adults (Medicaid) Expansion to Adults|
How to Read the Connecticut Medicaid Income Limits Charts Above
You cannot have an income higher than the Federal Poverty Level percentage described for your group to be eligible for Medicaid.
Similarly, when you identify the income group that applies to you, the income limit you see refers to the maximum level of income you can earn to qualify for benefits.
For example, if you are pregnant, to qualify for Medicaid, you cannot have an income higher than 258% of the Federal Poverty Level – which for a family of two is $44,944 as shown in the chart above.
How to Apply for Connecticut Medicaid
There are 3 ways you can apply for Medicaid in Connecticut.
Option 1 – Apply online
You can apply online through the connect.ct.gov account (as shown in the image below). If you have an account, you can log in or create your connect.ct.gov account. Click here to be taken to the website.
Option 2 – Apply at DSS Office Near You
You can apply in person at the Connecticut Department of Social Services (CT DSS) office near you. Click here to locate a CT DSS office.
Option 3 – Download Application
You can download an application, complete it, and mail it to your county CT DSS office or submit it in person.
Connecticut Medicaid Phone Number
Here’s how to contact the Connecticut Medicaid Agency:
If you are interested in applying for HUSKY Health:
Call 1-877-CT-HUSKY (1-877-284-8759)
Agents are available from 8:30 am – 6:00 pm Monday through Friday
Se habla español
Call 1-866-492-5276 for:
• TDD/TTY line for persons with hearing impairment,
• Auxiliary aids are also available for persons with visual impairment or other disabilities.
Se habla español
Additional Phone Numbers:
For HUSKY Health medical member services, call 800-859-9889
HUSKY Health behavioral health services: 877-552-8247
For HUSKY Health dental health services, call 1-855-283-3682
HUSKY Health non-emergency medical transportation 888-248-9895
For all other phone numbers for the Connecticut Medicaid Agency, click here.
Connecticut Medicaid Expansion Update
Connecticut is one of 36 states and DC that have expanded Medicaid coverage to childless adults.
Connecticut took a two-step approach to expansion.
First, in 2010, the state launched its HUSKY D program by transitioning very low-income adults from the State Administered General Assistance (SAGA) medical program into Medicaid.
Additionally, in 2014, it further expanded coverage for childless adults by raising the income limit to 138 percent of FPL.
In January 2014, the Kaiser Family Foundation estimated that about 286,000 people in Connecticut were uninsured.
However, with Medicaid expansion, about 38 percent of the 286,000 would qualify for either Medicaid or CHIP.
Connecticut Medicaid Income Limits Summary
We hope this post on Connecticut Medicaid Income Limits was helpful to you.
If you have any questions about Medicaid in the state of Connecticut, you can ask us in the comments section below.
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Be sure to check out our other articles about Medicaid.
Income limits for Florida Medicaid
Alabama Medicaid Income Limits and How to Apply
Alaska Medicaid Income Limits and Chart
Delaware DSHP Income Limits